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Presumably, your debt collection business took funds from customers for fake (therefore labeled “phantom”) debts.

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One of the more commonplace arguments against payday financing is the fact that it traps income that is low

One of the more commonplace arguments against payday financing is the fact that it traps income that is low By Thaya Brook Knight In accordance with the customer Financial Protection Bureau and consumer advocacy teams, payday loan providers pose a danger to low earnings borrowers. But aside from the paternalism (and whiff of classism) inherent within the CFPB’s recent proposal …

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